First, lest I forget it, is the link to the article in the Plane and Pilot magazine. Here also is a link to Craig's Clear Risk Twitter stream where you will find some excellent risk management tips. 

Now for my short story on risk management and pilots and one of the reasons we have aviation accidents.  I am a former pilot and at one time was responsible for aviation fuel sales in Southern Ontario for a major oil company.  While inspecting an airport fuel installation one day I observed someone drag the aviation fuel hose and nozzle through the dirt and gravel then proceed to refuel his plane.  Fuel mismanagement of one type or another is one of the causes of aviation accidents - not enought fuel, failure to drain water from the fuel tanks, dirt in fuel etc.

I could not let the incident pass without bringing the improper procedure to the attention of the person who was refuelling the aircraft because of the risks involved. Although I tried to be as tactful as possible in my approach to the individual, he obviously did not appreciate my concerns and offer to help and proceeded to give me a serious tongue lashing for questioning his actions.  Who did I think I was to question the actions of the Chief Flight Instructor?  All I can say is that I am glad I did not take my flight training from him and I hope he is not pushing up daisies as the result of a fuel related aviation accident.